HELP CENTER

How can we help you?

Taxes

What exactly is Invest Cheddar?

Invest Cheddar is a platform that makes real estate investing simple and accessible. Instead of needing thousands of dollars or years of experience, you can start with just $10 and still be part of exciting property projects.

How is this different from traditional investing?

Traditional real estate requires big down payments, complex paperwork, and often managing tenants. With Invest Cheddar, you invest small amounts into carefully selected projects, and we handle all the heavy lifting for you.

Is Invest Cheddar a bank or a financial company?

No, we’re not a bank. We’re an investment platform focused on real estate opportunities. Your investments aren’t FDIC-insured, but we run a transparent system where profits are shared fairly.

Who can sign up?

Anyone over the age of 18 can create an account, as long as they have a valid ID and payment method.

Is it really safe to invest here?

Yes, we use strong encryption, secure payments, and strict identity verification. Plus, we’re committed to transparency—you’ll always see how your money is performing.

How do I open an account?

It’s quick and simple. Click “Sign Up,” enter your details, verify your identity, and you’re ready to invest in just a few minutes.

What’s the smallest amount I can invest?

You can start with as little as $10. We wanted to make investing something everyone can access, not just the wealthy.

Do I need to be an experienced investor?

Not at all, Invest Cheddar is designed for beginners and seasoned investors alike. We make the process straightforward to follow.

What documents do I need to provide?

Usually, just a government-issued ID. In some cases, basic tax details may be needed for compliance.

How long will it take before I can start investing?

Most accounts are approved instantly. If identity checks are required, it may take up to 24–48 hours.

What kinds of properties do you invest in?

We focus on a mix of residential, commercial, and multi-family real estate. This balance helps spread risk and create consistent returns.

Do I get to pick individual projects?

At the moment, your money goes into a portfolio of properties, so you’re automatically diversified. This reduces risk while still giving you access to strong projects.

How do you choose the projects?

Our team evaluates each opportunity carefully. We look at profitability, stability, and long-term potential before adding it to the portfolio.

Is real estate risk-free?

No, investment is ever risk-free. However, real estate tends to be more stable than stocks or crypto, and diversification helps protect your money.

How often do you add new projects?

We’re always growing. Keep an eye on our “Our Portfolio” page to see the latest projects being added.

How do I make money with Invest Cheddar?

Your earnings come from rental income and property growth. We distribute profits monthly, so you get to see regular results.

What percentage of profits do investors keep?

Investors receive 70% of the profits. Returns are shared fairly based on how much each person invests.

When are payouts made?

We pay out once a month, so you get a steady stream of income instead of waiting for years.

Can I reinvest my monthly returns?

Yes, you can either withdraw your earnings or reinvest them to grow your portfolio faster. It’s completely your choice.

Do all projects give the same returns?

Not exactly, returns vary depending on the property and market conditions, but we aim to deliver consistent and reliable performance.

I forgot my password. What should I do?

No worries, just click “Forgot Password” on the login page and follow the steps to reset it securely.

Can I change my banking or payment info?

Yes, you can update your details anytime from your account settings. We’ll always confirm security changes.

What if I spot unusual activity on my account?

Contact our support team right away. We also recommend turning on two-factor authentication for extra protection.

Can I close my account if I want to?

Yes, you can. Just keep in mind that investments may be subject to lock-in periods before full withdrawal.

How can I reach support?

You can email us or use the Help Center’s contact form. Our team usually responds within 24 hours.

Do I need to pay taxes on my earnings?

Yes, like most investments, the profits you earn are considered taxable income.

Will Invest Cheddar provide tax documents?

Yes, we’ll provide the necessary forms at the end of the year so you can report your income correctly.

Are taxes taken out before I receive my payouts?

No, we don’t deduct taxes. You’ll receive the full payout and are responsible for reporting it.

Should I talk to a tax advisor?

Definitely, A CPA or tax professional can help you understand how your earnings fit into your personal tax situation.

I live outside the U.S. How are taxes handled for me?

International investors may face different rules. We recommend checking with a local tax advisor to understand your obligations.