Terms and Conditions

Website Terms of Use

Introduction and Agreement

Welcome to www.investcheddar.com (the “Site”). “Invest Cheddar” is a brand used by a group of affiliated corporate entities. This Site is an informational corporate website operated by Invest Cheddar. By visiting, accessing, or using this Site, you agree to be legally bound by these Website Terms and Conditions (the “Terms”), which govern your use of the Site and its contents.

If you do not agree with these Terms, you must discontinue using this Site immediately.

Purpose of the Site – Informational Only

The primary purpose of InvestCheddar.com is to provide general, factual information regarding the Invest Cheddar brand, affiliated corporate entities, real estate business activities, and company news.

Please note the following important operational boundaries of this Site:

  • This Site is purely informational and does not conduct securities transactions.
  • This Site does not accept investment commitments, subscription funds, or deposits.
  • This Site does not operate as a crowdfunding portal, broker-dealer, securities marketplace, investment adviser, or investment fund.
  • Any offer or sale of securities will be made exclusively by the applicable legal issuer pursuant to official offering documents and applicable federal and state securities laws.
  • Where required for a Regulation Crowdfunding offering, all offering communications, investor qualification, and transaction processing occur exclusively through a registered broker-dealer or funding portal member of FINRA/SEC.

Disclaimer of Services and Regulatory Status

To ensure full transparency and compliance with applicable federal and state laws:

  • “Invest Cheddar” is a brand name used by affiliated operating companies and is not a bank, insured depository institution, broker-dealer, funding portal, securities exchange, or registered investment adviser.
  • Securities offered by an affiliated issuer are not bank deposits, are not insured by the Federal Deposit Insurance Corporation (FDIC) or any other governmental agency, are subject to substantial investment risk, and may result in the loss of the investor’s entire investment.
  • Invest Cheddar does not provide individualized investment, legal, accounting, financial, or tax advice.
  • Nothing on this Site constitutes a recommendation, endorsement, or solicitation to purchase any security.

All information provided on this Site is for general informational and educational purposes only. Prospective investors must review official offering materials in their entirety and consult their own independent legal, financial, and tax advisors prior to making any investment decision.

Securities Offering Disclosures & Risk Acknowledgement

Any securities that may be offered by affiliated entities are subject to the following inherent risks and conditions:

  • No Guarantees: Real estate investments and securities are speculative and involve significant risk. Returns, cash flows, profit distributions, and return of principal are never guaranteed.
  • Illiquidity: Securities issued in private or exempt offerings are generally illiquid, subject to transfer restrictions under federal and state securities laws, and should be held only by investors who can bear the risk of total loss.
  • Governing Documents Control: The terms, fees, holding periods, distribution mechanics, and investor qualifications of any offering are governed solely and exclusively by the applicable offering documents (such as a Form C offering statement, Private Placement Memorandum, Operating Agreement, and Subscription Agreement). No statement on this Site alters or creates investment rights outside of those official instruments.

Privacy Policy

Your use of this Site is also governed by our official Privacy Policy, which describes how we collect, handle, and protect your information. By using this Site, you acknowledge and consent to the data collection and usage practices described in our Privacy Policy.

Electronic Communications

By accessing www.investcheddar.com or submitting inquiries through the Site, you consent to receive electronic communications from us. You agree that all notices, agreements, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

User Accounts and Responsibilities

If you register for an account or portal access on the Site, you agree to:

  • Provide accurate, current, and complete information.
  • Maintain the confidentiality of your account credentials and passwords.
  • Accept responsibility for all activities occurring under your account.
  • Promptly notify Invest Cheddar of any unauthorized use or security breach.

Creation of a user account on this Site does not constitute an investment commitment or subscription to any securities. Invest Cheddar reserves the right to suspend or terminate accounts that violate these Terms or engage in fraudulent activities.

Age Restrictions

This Site is intended solely for users who are eighteen (18) years of age or older. We do not knowingly collect personal information from individuals under the age of 13. If you are under 18, you are not authorized to use this Site.

Links to Third-Party Websites and Service Providers

The Site may contain links to third-party websites, including registered intermediaries, regulatory filing systems, and third-party payment/disbursement service providers (such as Tipalti). These links are provided solely for your convenience.

Invest Cheddar does not control and is not responsible for the content, privacy policies, or practices of any third-party websites or services. Payment processors such as Tipalti provide post-closing payment and distribution services only and do not act as offering intermediaries, escrow agents, or underwriters.

No Unlawful or Prohibited Use / Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and view the informational content on www.investcheddar.com strictly in accordance with these Terms. You warrant that you will not use the Site for any unlawful purpose or any purpose prohibited by these Terms.

All content included on the Site, including text, graphics, logos, images, icons, designs, and software, is the property of Invest Cheddar, its affiliates, or licensors and is protected by copyright, trademark, and other applicable intellectual property laws. You agree not to copy, reproduce, modify, distribute, display, or create derivative works from any Site content without prior express written permission from Invest Cheddar.

International Users

This Site is controlled, operated, and administered by Invest Cheddar from its offices within the United States of America. We make no representation that materials on this Site are appropriate or available for use outside of the United States. If you access the Site from outside the USA, you are solely responsible for compliance with all local laws and regulations.

Indemnification

You agree to indemnify, defend, and hold harmless Invest Cheddar, its parent, subsidiaries, affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorney’s fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of a third party or applicable law.

Dispute Resolution and Binding Arbitration

In the event the parties cannot resolve any dispute arising out of or concerning these Terms, whether in contract, tort, or otherwise at law or in equity, such dispute shall be resolved solely by final and binding arbitration pursuant to the Federal Arbitration Act. The arbitration shall be conducted by a single neutral arbitrator and administered by the American Arbitration Association (AAA) in a mutually agreed upon location in the State of Texas.

The arbitrator’s award shall be final, and judgment may be entered upon it in any court having jurisdiction. The prevailing party shall be entitled to recover reasonable attorney’s fees and arbitration costs. The entire dispute, including the scope and enforceability of this arbitration agreement, shall be determined by the arbitrator.

Class Action Waiver

ANY ARBITRATION OR LEGAL PROCEEDING UNDER THESE TERMS WILL TAKE PLACE ON AN INDIVIDUAL BASIS ONLY. CLASS ARBITRATIONS, CLASS ACTIONS, PRIVATE ATTORNEY GENERAL ACTIONS, AND CONSOLIDATED PROCEEDINGS ARE STRICTLY PROHIBITED. YOU AND INVEST CHEDDAR AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION.

Liability Disclaimer

THE INFORMATION, CONTENT, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES AND UPDATES ARE PERIODICALLY MADE TO THE INFORMATION HEREIN.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL INFORMATION, CONTENT, AND SERVICES ON THIS SITE ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED. INVEST CHEDDAR AND ITS AFFILIATES HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL INVEST CHEDDAR, ITS AFFILIATES, OR SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES (INCLUDING LOSS OF USE, DATA, OR PROFITS) ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR INABILITY TO USE THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF DAMAGES. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THIS SITE OR WITH THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. To the extent any dispute is not subject to mandatory arbitration, you consent to the exclusive personal jurisdiction and venue of the state and federal courts located in Texas.

Termination and Access Restriction

Invest Cheddar reserves the right, in its sole discretion, to terminate or restrict your access to the Site or any portion thereof at any time, without prior notice, for any reason.

Changes to Terms

Invest Cheddar reserves the right to modify or update these Terms at any time. The most current version will supersede all previous versions. Your continued use of the Site following the posting of revised Terms constitutes your acceptance of the updated Terms.