Privacy Policy

This Privacy Policy (“Policy”) describes how Invest Cheddar (“Company,” “we,” “our,” or “us”) collects, uses, protects, and shares information about you when you use our applications, websites, and programs (collectively, the “Services”). Unless otherwise stated, all references to the Company include www.investcheddar.com and related applications. Our Services are designed as a crowd-funded real estate investment platform.

By accessing or using our Services, you agree to the data practices outlined in this Policy. If you do not agree with the terms described here, we recommend that you discontinue use of the Services.

Information We Collect

To provide you with a seamless experience and deliver the products and services you request, we may collect both personally identifiable information (“personal information”) and non-identifiable information.

Personal Information

We may collect:

• Full name (first and last)
• Mailing address
• Email address
• Phone number
• Government identification, such as Social Security number or tax ID (where legally required for investment purposes)
• Bank account details to process deposits and withdrawals
• Billing and credit card information when purchasing services

This information is required for account setup, compliance with financial regulations, and transaction completion.

Non-Personal and Demographic Information

We may also collect information that does not directly identify you, such as:

• Age or general demographic details
• Browser type, IP address, and device information
• Anonymous usage statistics

This helps us improve our platform and tailor services to our users.

Voluntary Information

You may also provide personal information when:

• Registering for an account
• Entering a contest, sweepstakes, or promotional campaign
• Signing up for newsletters or special offers
• Communicating with our customer support team
• Completing payment forms for services

We will only collect this information when voluntarily provided by you.

How We Use Your Information

Your information is collected and used for several important purposes:

• To operate, deliver, and manage the Services you request
• To provide you with updates about your account and transactions
• To process billing, collections, and financial transactions securely
• To send service-related notifications, such as policy changes or account activity
• To comply with legal and regulatory obligations (including tax and identity verification laws)
• To notify you about new products, services, or features available through the Company or its affiliates
• To improve and customize your overall experience on our platform
• To carry out any contractual obligations between you and Invest Cheddar

We may also use personal information for other purposes that we explain to you at the time the data is collected, provided we have your consent.

Sharing Your Information

We respect your privacy and do not sell, rent, or lease customer lists to third parties.

However, we may share information with trusted partners to support our operations. Examples include:

• Vendors who provide customer support, analytics, or mailing services
• Third-party payment processors to complete transactions
• Hosting providers who manage our servers and data infrastructure

These partners are contractually required to use your data only to provide services on our behalf and must maintain strict confidentiality.

Legal Disclosures

We may disclose personal information without notice if required to do so by law or in the good-faith belief that such disclosure is necessary to:

• Comply with applicable laws, regulations, or legal processes.
• Protect the rights, property, or safety of Invest Cheddar, its users, or the public.
• Enforce our Terms and Conditions.

Your Rights and Choices

We believe in giving users control over their information. Depending on your location and applicable privacy laws, you may have the following rights:

Right to Access

You can request access to the personal information we hold about you and receive a copy of that data.

Right to Correction

If any of your personal information is inaccurate or incomplete, you may request corrections or updates.

Right to Deletion

Subject to certain limitations, you may request that we delete your personal information from our records. Upon receiving a verifiable request, we will:

• Delete your personal data from our systems, and
• Instruct service providers to also delete the information.

However, please note that we may retain certain information if necessary to:

• Complete ongoing transactions
• Detect fraud or prevent illegal activity
• Debug and maintain system security
• Comply with legal obligations or industry regulations
• Conduct research consistent with applicable laws
• Support internal business operations reasonably aligned with your expectations

Children’s Privacy

We do not knowingly collect personal information from children under the age of 13. If you are under 13, you may not use our Services without the supervision and consent of a parent or guardian. If we discover that we have collected information from a child without consent, we will delete it immediately.

Email Communications

From time to time, we may send you emails regarding announcements, promotions, surveys, confirmations, or updates. To improve our services, we may track whether you open these emails or click on embedded links.

If you prefer not to receive marketing communications, you may opt out at any time by following the unsubscribe instructions in the email or contacting us directly. Please note that even if you opt out of marketing emails, you may still receive essential account-related messages.

Data Security

We use industry-standard security measures to protect your information from unauthorized access, misuse, or disclosure. These include encryption, secure servers, and restricted access to sensitive information. While we strive to protect your data, no method of electronic storage or transmission over the internet is 100% secure, and we cannot guarantee absolute security.

Data Storage and Retention

Your data may be stored on third-party servers hosted by trusted vendors with whom we have contracts. We retain your information only as long as necessary to fulfill the purposes described in this Policy, comply with legal obligations, or resolve disputes.

External Links

Our Services may contain links to external websites or third-party platforms. Please note that we are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before sharing personal information.

Policy Updates

We may update this Policy periodically to reflect changes in our practices, legal requirements, or new features of our Services. When updates are significant, we will notify you by email (to the primary email associated with your account) or by posting a clear notice on our website.

By continuing to use our Services after updates, you acknowledge and agree to the revised Policy.

Contact Information

If you have questions, concerns, or complaints regarding this Privacy Policy or our data practices, you may contact us at:

7601 FM 1960 Rd E #354
Atascocita, Texas 77346

Email Address:
investcheddar@gmail.com

Effective as of November 22, 2024